Financial well being – Part 1

Most of us start with a job where we earn a salary. We spend part of the salary taking care of our expenses including taxes, and invest the balance amount, if there is any. Over time: - Our salary typically increases, though that is not a certainty - Our investments sometimes go up and sometimes go... Continue Reading →

When money died

There is this one website which I often visit, and the fast changing numbers there have a hypnotic effect on my senses. It is US Debt Clock. Here is the screenshot from this site just at the midnight of 2nd April 2014. For anyone who has the knowledge of even high-school economics, the numbers should look unsettling.... Continue Reading →

Being smart about costs – Part 1

Several years back, I was meeting someone for a coffee. He was a friend of a friend and had just quit his job to take the entrepreneurship path. The meeting was requested by him (he has been pestering me for months) and he wanted to explore some business opportunity with us. I remember clearly that I had... Continue Reading →

Stupidity alert #1

When it comes to money-matters, every body has their share of not-so-smart decisions they made at some point of time. I have had my own share of stupidities and a few 'unbelievable stupidities' under my belt. I have come to realize that the best way for me to ensure that I learn my lesson and... Continue Reading →

Compounding: The eighth wonder – Part 1

"Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it"...Albert Einstein There are quite a few ways of enhancing one's wealth significantly viz. winning a lottery, hitting a jackpot, receiving a windfall inheritance from a rich grandma or a dead Nigerian dictator. What... Continue Reading →

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